Last updated: 21 Oct, 2025
1. Overview
Welcome to The Modern Retiree website. By purchasing a book or signing up for our newsletter, you agree to the terms outlined below. Please read carefully before completing your purchase or providing your contact information.
2. Book Purchases & Fulfillment
- Order Processing:
All physical book orders placed through this website are processed and fulfilled by IngramSpark, a leading print-on-demand and distribution service for publishers and authors. - Shipping:
Delivery times and shipping fees may vary depending on your location and the options you select at checkout. Shipping is managed by IngramSpark and their distribution partners. - Returns & Refunds:
All sales are final unless the book arrives damaged or defective. If you receive a damaged or incorrect item, please contact us within 14 days of delivery with your order details and a photo of the issue. We will work with IngramSpark to resolve the problem or issue a replacement. - Order Issues:
For questions about your order status, shipping, or delivery, please contact our support team at support@themodernretiree.com. We will coordinate with IngramSpark to assist you as quickly as possible.
3. Pricing & Payment
- All prices are listed in US dollars unless otherwise stated.
- Payment is due at the time of purchase. We accept major credit cards and other payment methods as indicated at checkout.
- Prices and availability are subject to change without notice.
4. Digital Products
- If you purchase an ebook, you will receive a download link or instructions after completing your order.
- Digital products are non-refundable once delivered.
5. Newsletter & Email Opt-In
- By signing up for our newsletter, you consent to receive periodic emails from The Modern Retiree containing updates, tips, offers, and news related to retirement and our products.
- You can unsubscribe at any time by clicking the “unsubscribe” link in any email or by contacting us directly.
- We respect your privacy. Your email address and personal information will never be sold or shared with third parties, except as required to provide our services (such as with our email service provider).
6. Privacy
- We are committed to protecting your privacy. Please see our [Privacy Policy] for details on how your information is collected, used, and protected.
7. Intellectual Property
- All content on this website, including text, images, and book materials, is the property of Carter M. Vale and is protected by copyright law. No part of this site may be reproduced without permission.
8. Limitation of Liability
- The Modern Retiree and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of this website or purchase of our products.
9. Changes to Terms
- We may update these Terms & Conditions from time to time. Changes will be posted on this page with a new “Last updated” date.
10. Contact
For any questions about these Terms & Conditions, your purchase, or our email practices, please contact us at support@themodernretiree.shop.
TERMS AND CONDITIONS FOR “THE MODERN RETIREE” AUDIBLE PROMO CODE OFFER
Last Updated: October 29, 2025
1. Promotion Overview
Customers who purchase “The Modern Retiree” paperback through our website are eligible to receive a free Audible promo code (the “Promo Code”) redeemable for the audiobook version of “The Modern Retiree” (the “Gift Audiobook”). This offer is subject to the terms and conditions below.
2. Eligibility and Redemption
- Promo Codes are available only while supplies last and are limited to one per qualifying purchase.
- Promo Codes must be redeemed at Audible.com and are only valid for the specified Gift Audiobook.
- To redeem, recipients must have or create an Audible account and accept Audible’s Conditions of Use and Privacy Notice.
- Promo Codes may be subject to expiration as indicated in the terms provided with each code.
- Promo Codes are for promotional use only and are void where prohibited by law.
3. Limitations
- Promo Codes may not be redeemed at audible.co.uk, audible.de, audible.fr, or any other website operated by Audible, Inc. or its affiliates, except as indicated by Audible’s Terms and Conditions.
- Promo Codes cannot be exchanged for other audiobooks, Audible Gift Memberships, or for cash.
- Promo Codes cannot be resold, transferred for value, or applied to any other Audible account, except where required by law.
- Resale or use of Promo Codes for unauthorized advertising, marketing, sweepstakes, or other promotional purposes is strictly prohibited.
- If the recipient already owns the Gift Audiobook or if the audiobook is not available in the recipient’s country at the time of redemption, Audible’s standard refund or substitution policies apply.
4. Risk of Loss
The risk of loss and title for Promo Codes passes to the purchaser upon electronic transmission. We are not responsible if a Promo Code is lost, stolen, destroyed, or used without your permission.
5. General Terms
- The use of Promo Codes and redemption of Gift Audiobooks is subject to Audible’s Conditions of Use (see here) and Privacy Notice (see here).
- Promo Codes are issued by Audible, Inc., and all questions regarding code redemption or audiobook access are subject to Audible’s customer support and policies.
Any dispute or claim relating to this promotion is subject to the dispute resolution, governing law, and all other terms in Audible’s Conditions of Use.
By participating in this promotion, you agree to these Terms and Conditions.
Offer subject to change or termination at any time without notice.
Offer subject to change or termination at any time without notice.